What we offer

Advisory Services Built Around Your Business

Every service IAG provides is designed with one goal: to give small business owners the knowledge, tools, and access they need to secure the right capital — on terms they fully understand.

Working Capital

MCA Education & Liaison

Merchant Cash Advances are one of the most misunderstood financial products available to small businesses. IAG demystifies them — and then advocates for you.

A Merchant Cash Advance provides a lump sum of capital in exchange for a percentage of your future sales. While they offer fast access to funds, the cost structure — expressed as a factor rate rather than an APR — can be confusing and, in the wrong hands, exploitative. IAG's MCA Education & Liaison service begins with a full breakdown of how MCAs work: factor rates, daily draw structures, holdback percentages, and total repayment amounts. We ensure you understand exactly what you're agreeing to before a single document is signed. Once you're informed, we act as your liaison with our vetted network of MCA providers — negotiating terms, comparing offers, and ensuring the advance you receive fits your cash flow reality.

Ideal for

Businesses with consistent daily revenue needing fast access to $2,000–$7,000 in working capital.

What's included

✓Plain-language explanation of factor rates and total cost of capital
✓Side-by-side comparison of multiple MCA offers
✓Active negotiation with vetted MCA providers
✓Repayment modeling to ensure cash flow sustainability

Operations

Working Capital Consulting

Before you borrow, you need to know exactly how much you need — and why. IAG's working capital consulting starts with your numbers, not a lender's pitch.

Many small business owners approach funding with a vague sense of need: 'I need more cash.' IAG replaces that uncertainty with precision. We conduct a thorough review of your operational cash flow — examining revenue cycles, expense timing, seasonal patterns, and growth targets — to determine the exact amount of capital your business requires. This analysis protects you from overborrowing (and the costs that come with it) while ensuring you have enough runway to achieve your goals. The result is a customized funding roadmap: a clear, written plan that outlines how much capital you need, which products are appropriate, and what the realistic cost and repayment timeline looks like.

Ideal for

Any small business owner who wants clarity on their funding needs before approaching a lender.

What's included

✓Operational cash flow analysis and gap identification
✓Customized funding roadmap with product recommendations
✓Overborrowing prevention and cost modeling
✓Written plan delivered before any application is submitted

Long-Term Growth

SBA Loan Advisory

SBA-backed products offer some of the most favorable terms available to small businesses — but the application process can feel overwhelming. IAG makes it manageable.

Small Business Administration loans are government-backed products that offer lower interest rates, longer repayment terms, and higher loan amounts than most alternative financing options. The trade-off is a more involved application process: detailed financial documentation, business plans, and eligibility requirements that vary by program. IAG guides you through every step — from determining which SBA product fits your situation (7(a), 504, or Microloan) to preparing your documentation package and managing the application timeline. We translate the bureaucratic language into plain terms, set realistic expectations, and ensure your application presents your business in the strongest possible light.

Ideal for

Established businesses seeking lower-cost, longer-term capital for growth, equipment, or real estate.

What's included

✓SBA product selection: 7(a), 504, and Microloan programs
✓Eligibility assessment and documentation preparation
✓Application timeline management and lender coordination
✓Plain-language translation of SBA terms and requirements

Asset Solutions

Equipment Financing & Invoice Factoring

Your assets and receivables are working capital waiting to be unlocked. IAG connects you with the right solutions to turn them into immediate cash.

Equipment financing allows businesses to acquire the machinery, vehicles, technology, or tools they need without depleting working capital. The equipment itself serves as collateral, typically resulting in favorable rates and terms. IAG identifies the right equipment financing structure for your acquisition — whether that's a loan, lease, or sale-leaseback arrangement — and connects you with providers who specialize in your industry and asset type. Invoice factoring, on the other hand, converts your outstanding accounts receivable into immediate cash. Rather than waiting 30, 60, or 90 days for clients to pay, you receive a percentage of the invoice value upfront. IAG evaluates your receivables portfolio, explains the factoring fee structure, and connects you with reputable factoring companies that serve your industry.

Ideal for

Businesses acquiring equipment or carrying outstanding invoices that need to convert assets into working capital.

What's included

✓Equipment loan, lease, and sale-leaseback structuring
✓Industry-specific equipment financing provider matching
✓Accounts receivable evaluation for factoring eligibility
✓Factoring fee structure explanation and provider comparison

How it works

A Clear, Four-Step Process

Initial Consultation

We begin with a no-pressure conversation about your business, your goals, and your current financial situation. This session is free and carries no obligation.

Financial Review & Education

For clients who proceed, we conduct a thorough cash flow analysis and deliver a full financial education session covering every product relevant to your situation.

Funding Roadmap

You receive a written funding roadmap: the right product, the right amount, and a realistic picture of cost and repayment — before any application is submitted.

Placement & Advocacy

We submit your application to vetted providers, negotiate on your behalf, and remain your advocate through funding and beyond.

Not Sure Which Service Fits Your Situation?

Start with a free consultation. We'll listen to your goals and tell you honestly which service — if any — makes sense for your business right now.

Schedule a Free Consultation